Business Financing Made Effortless by Mudra Loans
Get the funds you need to make your business vision a reality.
With Mudra Loans, accessing the right business financing is fast and straightforward. Benefit from flexible terms, expert guidance, and a seamless online process so your business can reach new heights, sooner.
How Mudra Loans Works
Simple, Transparent, and Fast
From quick online application to flexible repayment, our streamlined process ensures you get business funding without delays.
Application
Complete a straightforward online application form with basic business information.
Assessment
Mudra Loans reviews financial health, creditworthiness, and business performance.
Approval
Receive loan approval or feedback within a specified timeframe.
Disbursement
Funds are released directly to the business account.
Propel Your Business Forward with Mudra Loans
At Mudra Loans, we specialize in empowering established enterprises by connecting you with tailored, collateral-free loan options through top banking partners.
Our mission is simple make business financing fast, transparent, and accessible; no hidden fees, no unnecessary hurdles.
Supporting Documentation
Applying is simple. You just need:
Proof of identity card (Aadhaar, PAN, or Passport)
Valid Retail License/Proof of Operation
Bank Statement (last 6–12 months)
Income Proof or Financials (for larger loan amounts)
Active Current/Corporate Bank Account
GST Registration Certificate
Tenancy Agreement/ Ownership Proof
Last 3 Years Income Tax Returns
The Distinct Edge of Mudra Loans
Enjoy complete transparency with no hidden costs and flexible plans designed around your cash flow.
Built on trust and backed by secure personalization, our service empowers smarter borrowing for everyone.
- No Hidden Costs
- Mobile-Ready
- Built on Trust
- Smart Loan Matching
- Instant Eligibility
- Compare & Choose
- User-Friendly Experience
Trusted Partners
In collaboration with India’s leading banks for secure, reliable SME funding.
Safe & Transparent
No hidden fees. Clear terms. Fully secure application and disbursal process.
Better Interest Rates
Affordable loans that help you manage cash flow and grow your business.
Future-Ready
Build credit today for easier, faster funding tomorrow.
Who Is Eligible to Apply?
We support a wide range of businesses, including
- Retail stores traders
- Service-based businesses
- Manufacturers & suppliers
- Small & medium sized entreprises (SMEs)
Reasons to Opt for Mudra Loans
With Mudra Loans it's from click to cash fast, simple, and stress-free.
Quick Loan Approvals
Get your funds fast with our streamlined approval process, most decisions come through within 24 to 48 hours.
Minimal Documentation
Just a few core documents are all you need, no piles of paperwork or repetitive forms.
No Hidden Charges
We show all fees upfront so you never get surprised by unexpected costs.
Tailored Loan Solutions
Whether it’s working capital, equipment, or expansion, our loans are designed to fit your business needs.
Flexible Repayment Options
Choose repayment schedules that match your cash flow weekly, monthly, or customized.
Trusted by Entrepreneurs
Join thousands of Indian business owners who rely on us for transparent, fast, and reliable funding.
Unlock Financial Confidence
With Tailored Financial Services by NEO Finance
We offer more than just loans — we provide financial clarity. From instant lending solutions to long-term financial growth strategies, NEO Finance is your trusted partner at every life stage.
Loan Advisory
Choose the right loan based on your goals, income, and financial health. We offer end-to-end support, from eligibility to final disbursal.
Financial Planning
We provide personalized financial planning services, helping you organize your finances, prepare for future goals, and plan for unexpected expenses.
Portfolio Management
Our advisors help you build and manage a diversified investment portfolio tailored to your risk appetite and financial objectives.
Business Loan
Secure the funding you need with Mudra Loans,featuring attractive interest rates, flexible repayment terms, and both secured and unsecured loans based on where your business operates.For the established businesses, our no‑fuss online application ensures you get the capital you need swiftly and seamlessly.
Working Capital Loans
Keep your operations running smoothly by managing cash flow gaps and inventory purchases.
Expansion Loans
Upgrade equipment, hire staff, or expand locations with our flexible business expansion loans.
Short-Term Loans
Ideal for seasonal businesses or urgent financial needs with tenures as short as 3-12 months.
Have Questions?
Whether you’re just getting started or exploring if Mudra Loans is the right fit for your needs, our frequently asked questions can help guide you.
- At least 2-3 years of operating history
- Consistent revenue
- Good business and personal credit
- Collateral, depending on the loan type
- Valid Retail Business License
- Active Current or Corporate Bank Account
- Goods and Services Tax (GST) Registration Certificate
- Tenancy Agreement or Proof of Property Ownership
- Income Tax Returns for the Last Three Years
- Maintain a credit score above 700–750 for both you and the business.
- Organize documents thoroughly; complete financials, clean tax records, and professional business plans.
- Build a lender relationship, limit multiple loan applications, and opt for realistic repayment terms.
- Late payments may lead to penalties, higher interest rates, and a negative credit impact.
- For secured loans, missed payments may also result in seizure of collateral.
- Communication is key, a lender may offer restructuring or repayment plans to help you catch up.